WELCOME TO TAYLOR MADE LENDING
Taylor Made Lending, LLC. has the unique ability to position itself to move quickly on these real estate mortgage transactions. We will take the proper steps to have your property evaluated and customize your loan based upon the property value in the current marketplace. We have the experience and knowledge to structure your loan correctly. Our valuable industry insight will help you avoid unnecessary pitfalls.
Hard Money Loans Provide Reliable & Flexible Funding for your Real Estate Investments
As a direct hard money lender and private money lender in Florida, Taylor Made Lending has multiple sources of capital to fund your hard money loan request. Private money sources allow for more flexible and faster funding options than traditional means of capital such as banks, credit unions and other institutional lenders.
We provide private, short-term Florida hard money loans for various real estate transactions such as fix and flip loans, commercial property loans for investors, quick real estate loans, multifamily loans, non-recourse real estate loans, construction loans, and land development loans. All types of real estate are considered for loans, including: commercial multifamily & residential investment loans in Florida, private money real estate loans, direct mortgage loans, and other investment property loans.
Hard Money Lenders is a Better Option
When a real estate buyer needs funds for the purchase of an investment property, the first thought might be to borrow money from family and friends. Adding a business relationship to an existing family or friend relationship can cause friction and hard feelings for many years to come if the results of the real estate venture are not as expected. It should be pointed out that family and friends are not exempt from the increasingly regulated lending industry.
Using an experienced and qualified hard money lender for a loan will exempt that loan from usury laws. This is much safer than trying to guess what documents and disclosures are required by state and federal laws. Even if someone wants to use a family member or friend as a lender, the services of a licensed hard money broker should be utilized to avoid numerous legal problems.
Private Money Lenders
The terms private money lenders (private mortgage lenders) and hard money lenders are essentially synonymous as they both provide real estate investors and property owners with private money loans that are secured by real estate. With private money lenders the source of the funds is private as opposed to institutional lenders such as banks or credit unions.
Private money lenders may commonly refer to an individual investor who invests their personal capital in trust deeds (loans against real estate). Hard money lenders are frequently thought of as lending firms who find borrowers in need of a private money loan, draft all the disclosures and documents and then fund the hard money mortgage. Regardless of the terminology used to describe the lender, the end result is the same. The private money lender may only lend to business colleagues, friends and family while the hard money lender will be open to lending to any borrower that meets their lending requirements. Hard money lenders often also consider themselves private money lenders and use the two terms interchangeably.