Processing a Loan

Hard Money Real Estate Lender

Initial Contact

When a prospective borrower contacts a Hard Money Real Estate Lender, Taylor Made Lending, LLC. we immediately begin to assess whether the project meets our underwriting criteria. We gather data on the property for the current and future value of the project, and will ask for a summary of the proposed deal.

It is a plus if the borrower, or representative, is prepared with the following crucial information at the point of initial contact: property address, purchase price, rehab or new construction budget, future expected value, payoff strategy (sale or refinance) and expected timing of exit.

We can typically tell the borrower whether or not there is a good chance of funding the loan, after the initial conversation. If there is, then we move to the 2nd stage of our process, which is, Underwriting.


If the loan request meets our basic underwriting criteria, we will ask the borrower to proceed immediately to a Term Sheet.

If Term Sheet is agreed upon, we proceed toward a closing.

Loan Closing

Loans close generally between 4-8 days after signed Term Sheet.

Servicing (Construction Draws)

Terms will be agreed upon in Term Sheet. Details will be in mortgage documentation.

Payoff (No Prepayment Penalties)

In the event that you pay off your loan prior to maturity, we do not charge a prepayment penalty. In fact, it is always an exciting moment when we receive a borrower’s request for loan payoff. We will work with the settlement agent to make the process as timely and straightforward as possible.

CONTACT US today to speak with a Hard Money Real Estate Lender

The information contained on this website is for general information purposes only. Taylor Made Lending, LLC assumes no responsibility for errors or omissions in the contents on the Service. In no event shall Taylor Made Lending be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service. Taylor Made Lending, LLC reserves the right to make additions, deletions, or modification to the contents on the Service at any time without prior notice. This  website may contain links to external websites that are not provided or maintained by or in any way affiliated with Taylor Made Lending, LLC. Please note that Taylor Made Lending, LLC does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.